Get higher returns when you open a Members Choice CD.

Take advantage of new, increased rates on all CD's.

5.00% APY*

9-Month High-Yield Promotional Rate CD –

Available for a limited time only!

Open a CD Now

Take advantage of increased rates and secure your savings. It's easy to lock in guaranteed returns with our limited time 5.00% APY* 9-month Promotional Rate Members Choice CD. 


Looking for other rates and terms? We have increased rates on all CDs from 6-month to 60-months with a low opening deposit of only $500. View all current CD Rates.


Looking for high-yield savings while keeping flexible access to your funds? Review our Maximum Money Market™ Savings Account for a 4.07% 6-Month Promotional Rate. View more for Money Market Rate Details.


Open your high yield CD in online banking, in the mobile app, or stop by any Members Choice branch and speak to a representative.

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Open a CD Online

Open a CD Now

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Open a CD in a branch


If you already have the available funds in an existing share account, you can “Quick Apply” for a new CD in online banking or your mobile app. Login, and click on the “Quick Apply” widget in the main navigation to get started (you may need to click on the “More” button to view).

Is a CD right for you?

A Certificate of Deposit (CD) can be an excellent way to save funds you have earmarked for future use, such as for your home, wedding, vacation or retirement. In many instances, CDs can earn a higher interest rate over a checking or savings account, and it can help you lock in your savings rate for the duration of the CD. And, you can start saving with as little as $500 to open.

Generally speaking, the more you put into a CD and the longer you leave the money, the more interest you can earn. Talk to a Members Choice representative or call us at 281.398.9900 to learn about the best savings option for you and your goals.


To calculate the return you can expect, access the Members Choice CD Calculator here:


9-Month CD – Limited Time Promotional Rate

*APY = Annual Percentage Yield. 


No prior relationship requirement to apply for the CD account. The maximum total deposit amount for a 9-month CD is $500,000 per member. After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. This 9-Month Limited Time Promotional Rate CD is not eligible for the CD Rate Boost Program. Ask a representative to see full CD disclosures. Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit, a penalty may be imposed for early withdrawal. If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval, including credit approval.


See full CD disclosures (PDF). 


All memberships and credit products are subject to approval including credit approval.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for more than 81 years


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© 2023 Members Choice Credit Union

Members Choice Credit Union

18211 Katy Freeway

Houston, TX 77094