From Dreaming to Driving: We've Got Your Back (and Your Ride)

Rates as Low as 4.49% APR*—Because Your Dream Car Deserves a Dream Loan!

 

Ready to drive your dream ride?

Members Choice new and used
auto financing on your terms.

Whether it's a shiny new car or a reliable used one, Members Choice Credit Union is here with auto loans to help you hit the road in style with super competitive rates and flexible financing options.

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Up to 90 Days to Pay1
Enjoy 3 months before your first payment.

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Up to .50% in Loyalty Discounts2
Exclusive perks for loyal members (T&C apply).

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Heroic Job Discount3
Get a .50% rate cut for members in Heroic Professions (T&C apply).

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New/Used Car Financing
Coverage for new or pre-loved vehicles.

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Flexible Terms
Choose loan terms from 12 to 84 months.

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First-Time Buyer Support
Guidance every step of the way.

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Apply Online
Quick and easy applications from anywhere!

Members Choice new and used
auto financing on your terms.

Want Extra Cash?

Consider a Members Choice auto loan to save on monthly payments. Plus, when you combine your auto loan with a low-rate credit card, you can free up some serious cash for all sorts of fun things!

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Want Better Rates?

No Worries! As a member, you're eligible for rate discounts to lower your rate...and your monthly payments? Ask us about getting up to .50% in additional rate discounts when you apply.

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Member Loan Advocate within the next business day.

Don’t wait—get started on your auto loan today! Let’s make those driving dreams come true.

 

Members Choice new and used
auto financing on your terms.

 

Need help?
You got it. Give us a call at 281.754.1470.

*Annual Percentage Rate (APR) is accurate as of January 16, 2025.

 

1 Interest still accrues during this time.

 

2 Members Choice members can get up to .50%  in rate discounts: .10% for an automatic loan payment transfer from an MCCU checking account, .30% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card.

 

3 Limited time loan offer. No other discounts will apply. Members Choice Hero members can qualify for the following loan benefits: 1.00% rate reduction on Personal Unsecured Signature Loans and 0.50% rate reduction on Vehicle Loans with a loan term of 37 months or higher. Offer valid for individuals in the following eligible professions and are subject to verification: Medical Professionals such as doctors and nurses, Active-Duty Law Enforcement Officers, Active-Duty Military and Military Veterans, Teaching Profession – Teachers and Administrative Staff. Applicants must select "I qualify as a HERO" in the online application process in order for applicable discounts and savings to apply. You must be a member or eligible for membership to qualify. Rates, terms and conditions are subject to change without notice.

 

All memberships and credit products are subject to approval including credit approval.


About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". 

 

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