*APR=Annual Percentage Rate. Terms and Conditions apply.
1Interest still accrues during this time.
2Loans subject to credit approval. Rates and terms are for illustrative purposes only and are subject to change without notice and may end at any time. Members Credit Union will match or beat a current external auto loan rate by 2%, as low as 4.99%. Rate can be obtained through additional loyalty discounts. Proof of current rate is required. Changes to ownership and purchases do not qualify. Only select discounts apply. Vehicles must have a Texas title. Payment example: 12 monthly payments of $85.60 per $1,000 borrowed at 4.99%. Other terms and conditions may apply.
3AUTO LOAN BONUS PROGRAM DISCLOSURES
Offer Eligibility: To qualify, membership must be less than 30 days old and has not previously held a Members Choice membership in the past twenty four (24) months. Membership eligibility required. Must be 18 years or older to qualify. Business accounts and minor accounts not eligible.
Auto Loan Bonus ($250 New or $200 Refinance): Earn $250 for a new auto loan of $30,000 or more, or $200 for a refinanced auto loan of $15,000 or more when using promo code NEWREWARDS. Loan must be funded and in good standing within sixty (60) days. Excludes existing MCCU loans . Only one bonus per membership. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
RV, Motorcycle, or Boat Loan $200 Bonus: Earn $200 for a funded loan of $20,000 or more for a new, used, or refinanced recreational vehicle, motorcycle, or boat when using promo code NEWREWARDS. Loan must be in good standing within sixty (60) days of funding. Only one bonus per membership. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
Bonus Payout Timing: Bonus rewards will be paid within thirty (30) days after the end of the qualification period into the primary accountholder’s main savings account, provided all conditions have been met and accounts are in good standing at the time of payout.
Program Changes: Offers are subject to change or withdrawal without notice. Other restrictions may apply. Members Choice reserves the right to modify or end this offer at any time.
About Members Choice Credit Union
We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.
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