Even Your Car
Knows You’re Overpaying.

New and Used Auto Refi Rates as low as 3.99% APR.*

Refinance, Save Cash.Why Refinance Your Loan With Us?

Your loan shouldn’t be the worst part of your car. Refinance, save cash, and finally give your wallet a break. Start saving today with Members Choice! 
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90-Day
No-Pay1.

Take a break. Your wallet deserves it.

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We'll Beat Your Rate Up to 2%2

Because overpaying is so last year.

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Lower Your Car Payment

Keep more money in your pocket.

We've Got Your Back. Stop Overpaying Each Month

Refinance your car with our competitive rates and watch your monthly payments shrink. Your wallet will thank you.

Show Me the Low Rates

*APR=Annual Percentage Rate. Terms and Conditions apply.

1Interest still accrues during this time. 

2Loans subject to credit approval. Rates and terms are for illustrative purposes only and are subject to change without notice and may end at any time. Members Choice Credit Union will match or beat a member's external auto loan rate by 2%, as low as 3.99%. Existing MCCU loans are ineligible for this refinancing offer. Rate can be obtained through additional loyalty discounts. Proof of current rate is required. Changes to ownership and purchases do not qualify. Only select discounts apply. Vehicles must have a Texas title. Payment example:  12 monthly payments of $85.15 per $1,000 borrowed at 3.99%. Other terms and conditions may apply. 

About Members Choice Credit Union
We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.

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