Choice Cash Visa Credit Card

Choice Cash Visa

The Card that Gets You Cash Back Rebates on Purchases with $0 Annual Fees


You already know being a part of the Members Choice family has its rewards. Just for being a member, you can be eligible for the Choice Cash Visa credit card that rewards you with cash back rebates on what you’re already spending.

Cash Rebates

Get extra cash rebates on new accounts

Earn $150 rebate when you spend $1,000 in the first three months of account opening

Cash Rewards

Earn unlimited rewards cash on every purchase

Get 2% cash back on grocery purchases, child care, gym memberships, and utilities, 1% on all other purchases

No Annual Fee

Get cash back without having to pay an annual fee

Earn cash rewards on purchases you already make every day – with no annual fee

Explore Choice Cash Visa

  • 0% introductory APR on purchases for the first 6 months*
  • 0% introductory APR on balance transfers for the first 12 months*
  • APR as low as 9.75%
  • Online card management and fraud alerts
  • Easy automated payment option in Online Banking

Ready to get more cash back?


Get your card with one of these easy options

Apply Online

Apply online now to receive your card by mail

Visit a Branch

Visit your nearest branch and get your card in as little as 24 hours

Or call 281.398.9900 to start your application by phone

Get information and top tips about successful credit card ownership

Get the eBook

Explore Other Cards

Choice Rate

Choice Rate Visa


Signature Visa with Bonus Rewards

APR = Annual Percentage Rate


*Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 9.75% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.


A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution and SBA-preferred lender based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 78 years.


All memberships and credit products are subject to approval including credit approval.


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