Choice Rate Visa and Choice Cash Visa

0% Intro APR* and $0 Annual Fees

Get a Members Choice Visa Credit Card for any unexpected purchases, with no annual fees

APPLY NOW ONLINE

Members Choice Credit Union is here to help you gain access to the credit card you need for any upcoming or unexpected purchases.

Whether it’s for groceries, utilities, or helping others—get a 0% introductory rate on all purchases within the first 6 months.

Both the Choice Cash and Choice Rate Visa Cards offer

0% Intro APR

0% intro APR

Take advantage of 0% introductory APR on purchases within the first 6 months and on balance transfers within the first year

Low Rates

A rate that starts at zero and stays low

After the introductory APR keep a low rate on all purchases and balance transfers

No Annual Fees

Help without any extra fees

Have something to fall back on for an emergency fund—we’ve got you covered with no annual fee

Our Cards Side-by-Side

Choice Rate

Explore Choice Rate Visa

  • Keep your APR as low as 6.75% on all purchases after the introductory APR.
  • Have a little extra to fall back on without worrying about high interest rates or fees.
  • Easy automated payment option in Online Banking
  • No Annual Fee
APPLY NOW FOR CHOICE RATE VISA
Choice Cash

Explore Choice Cash Visa

  • Earn cash back rebates with an APR as low as 8.25% on purchases after the introductory APR.
  • $150 rebate for $1,000+ spent in first 90 days
  • 2% cash rebate on select purchases (groceries, utilities, and more) and 1% on all other purchases
  • No Annual Fee
APPLY NOW FOR CHOICE CASH VISA

Get your card without having to go to a branch!

Apply Online

Apply online now to receive your card by mail

Or call 281.398.9900 to start your application by phone

Ready to become a member? 

If you’re not already a member, we invite you to join Members Choice Credit Union and start enjoying all of your benefits.

APPLY NOW FOR CHOICE RATE VISA
APPLY NOW FOR CHOICE CASH VISA

APR = Annual Percentage Rate

 

*Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 6.75% (Choice Rate Visa) and up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.

 

A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees.

 

About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 79 years.

 

All memberships and credit products are subject to approval including credit approval.

 

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