Members Choice
is by your side. 

We're here to serve and support you during this uncertain time.

We understand that over the next few months you or a family member might need extra support as we transition to a new normal together and begin the recovery from the impact of COVID-19. Whether that be with managing your payments, funding purchases or consolidating debt, our team is here to help you with financial resources and programs to support your needs.

Open a New Loan and Get 3 Months Payment-Free

Now is a great time to open any auto or personal loan for debt consolidation or other needs. Not only could you have a better rate, you could also choose to defer payments for the first 90 days.2 Enjoy the extra time you have to meet other payment obligations or help save for your cash cushion. View our current rates.
(2)interest still accrues during this time

Member Advantage Programs Made to Benefit You

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Credit Card for Basic Necessities

This may be the time for an emergency or backup credit card for those unexpected purchases of food, medication and other necessities. All of our credit cards have the benefit of a 0% intro APR* rate for the first six months on all new credit cards, plus a low rate after the intro period ends.

*Annual Percentage Rate. After introductory period ends, the APR will be 6.75% up to 18.00% based on your creditworthiness.

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2020 Holiday Skip-a-Pay

Looking for some ways to keep some cash in your pocket this holiday season? Consider skipping your December auto or signature loan payment. 

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HomePlus Loans (Unsecured Personal Loan)1

If you need a quick loan solution for debt consolidation, home repairs or other personal funds, a HomePlus personal loan rewards you for home ownership without adding a lien on your current home. Within 24 hours, you can get from $10,000 to $30,000 of cash without the expense of home equity closing costs. Take advantage of no fees and the option of no payments for 90 days.2


Or call 281.754.1470 to get started by phone.


RVs, Boats, ATVs, and Motorcycles

Refinance your RV, boat,  motorcycle or ATV loan with us and we will match or beat your current rate by 1%*.


Thinking of holiday travel differently this year? Explore the outdoors in a new or pre-owned RV or boat with a low competitive rate, up to 110% financing** for no money down, and the option of no payment for 3 months.2

*Limited time offer. Certain restrictions apply.

**Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.


Or call 281.754.1470 to get started by phone.

Any Questions or Need to Get Started?

To take advantage of any of these COVID-19 loan programs, follow the detailed links to start the process online or call  281.754.1470 to start a loan application by phone. 


Or find a branch near you for an in-person visit (social distancing measures are in place).

Call us at 281.398.9900 or contact us through this form if you are looking for other assistance links or information not outlined here.

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Close Out Your CD with No Fees

Members Choice is waiving the early closeout penalties on all CDs so that you can free up your funds. Close your CD and get your funds deposited in your checking or savings account.

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Easier Access to Your Savings Account

You may now make an unlimited number of remote transfers* and withdrawals from your savings or money market account without leaving your home.

*Remote transfers include Online Banking transfers, phone requests for share to share transfers, cashiers checks payable to a third party, and wire transfers to a third party. 

Mobile Check Deposit Increase

To help with social distancing measures for COVID-19 and reduce your need to visit a branch for deposits, we have changed our Mobile Check Deposit Limits in our Mobile App:

Increased Personal Account Limits:
$10,000 daily deposit limit
$20,000 monthly deposit limit
Three items per day, 10 deposits per month

Increased Business Account Limits:
$20,000 daily deposit limit
$50,000 monthly deposit limit
Five items per day, 100 deposits per month

(1) Certain tax benefits may not apply. You should consult your tax advisor for information regarding the deductibility of interest and charges.

(2) Interest still accrues during this time.

About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy, and Cy-Fair areas for over 79 years.

All memberships and credit products are subject to approval including credit approval.

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NCUA EHL with NMLS Black


Members Choice Credit Union
18211 Katy Freeway
Houston, TX 77094