When Christopher first moved to the U.S. from Kenya, he was ready to start building his life in a new country. But what he didn’t expect was to win a $1,000 giveaway shortly after opening his first-ever bank account at Members Choice Credit Union. Christopher had only been in the U.S. for a month when his uncle introduced him to Members Choice Credit Union.
Yohannes came to Members Choice Credit Union looking for a way to simplify his finances and get back on track. With credit card debt piling up, high credit card interest rates weighing him down, and late payments hurting his credit score, he felt stuck.
“I don’t know what’s going to happen if I don’t get this approved,” the member confessed, their voice breaking over the phone. Hearing their distress, Cindy Bhakta, our Member Advocate, knew this was more than just a loan request. “I reassured the member it would all work out,” Cindy shared. “I told them not to worry and that I would get management involved.”
Whether you’re opening your first savings account, learning to use credit responsibly, or trying to budget like a pro, our crash course offers simple, practical guides to help you get on the right track. From setting goals to mastering the basics of credit, get the tools you need to build a strong financial foundation. Start exploring and take the first step toward your financial goals today!
Mastering your credit and loan payments is important to avoid going into unwanted debt. Understanding credit and debt can be tough—you're definitely not alone if you don’t completely understand it. That’s why we’ve pulled together everything you need to help make sense of how credit and debt work together.
Getting a yearly financial review is a big deal because your goals and financial situation might have shifted—even if you haven’t noticed. Plus, the market changes too! Savings rates could be climbing, lending rates might be dropping, or you could be ready for an upgrade to an account that earns more interest.
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". Become a member today to unlock access to all member benefits.
Contact Us | FAQ | Disclosures | Complaint Notice | Privacy
© 2025 Members Choice Credit Union