Government Payroll Interruption Loan | Members Choice Credit Union

Government Payroll Interruption Loan

If you have been impacted by the recent government shutdown, at Members Choice, we want to help you get through this interruption with ease. The Government Payroll Interruption Loan is an option for our current members who have been impacted and need access to funds to keep up with expenses and essential payments. This loan is equal to one month of your direct deposit amount.*

Here's what you need to know:

First repayment date may be as far as 60 days out from origination.
Members have the option to apply for the Recovery Personal Loan with, or without, a credit pull.*
Requirements include established membership of at least 12 months and must have current regular direct deposit to your Members Choice account.

Apply online now to get your application started.

Government Payroll Interruption Skip-A-Pay

If you currently have a loan with us and have been impacted by the government shutdown, you can use our Skip-A-Pay Option to skip your next regularly scheduled payment. Skip-A-Pays are only offered on consumer loans, which does not include Mortgage or Business. If your consumer loans do not show as eligible when requesting a skip through Online Banking, please call us at 281-398-9900.

To aid in supporting our members, the normal Skip-A-Pay processing fee will be waived at this time.

*Loan amounts equal to one month of direct deposit. Loan amounts not to exceed $5,000. See current loan rates (PDF). Maximum term of 12 months. Membership must be in good standing with no less than 30 days past due. Maximum of one Recovery Personal Loan per member.

About Members Choice Credit Union

At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life".

All memberships and credit products are subject to approval including credit approval.

We've got you covered for payroll interruption relief.

Get fast and easy access to short-term funds or loan payment skip options to keep up with everyday expenses and essential payments.

Let Members Choice help ease the impact of the government shutdown on your personal finances with these two easy options:

If you have been directly impacted by the government shutdown, you may be eligible for a Members Choice Government Payroll Interruption Loan equal to one month of your direct deposit amount* or the opportunity to skip one loan payment without a fee.

Have any other government shutdown-related questions? Please fill out the information below for a Member Advocate to respond back to you.

About Members Choice Credit Union

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