TURNS OUT HOLIDAY CHEER ISN’T CHEAP.

Get a holiday loan that keeps the joy and your budget intact.

Make It Merry

GIVE YOUR BUDGET THE GIFT OF BREATHING ROOM
Brighten the Season With a Low-Rate Holiday Loan

From gift lists to travel plans to one-too-many cookie exchanges, our Holiday Loan helps you cover it all at a much lower rate than your credit card. 

  • Borrow $1,000 - $5,000 
  • Rates as low as 6.99% APR* (A lower rate than most credit cards saving you money on interest!**)
  • Terms up to 12 months (Take your time and pay it back over a year!)
  • One easy predictable payment 
  • Apply by December 31, 2025

Because “financial stress” shouldn’t be part of your holiday traditions.

Get a Little Extra Cheer

 

*Annual Percentage Rate (APR) is accurate as of November 5, 2025. Click here for current loan rates. The "as low as" rate shown reflects available rate discounts. No other discounts apply.

**According to BankRate.com, the National Average Credit Card Interest Rate as of October 29, 2025, is 20.03% APR.    

About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". 

Contact Us | Privacy Policy | Terms of Use | Disclosures | Complaint Notice

© 2025 Members Choice Credit Union

NCUA EHL 75 White