DON’T DO GRANDMA LIKE THAT...AGAIN.

Get holiday-ready with extra cash. Our Holiday Loan can help.

Apply Now

A LITTLE EXTRA CASH CAN GO A LONG WAY
Brighten the Season With a Low-Rate Holiday Loan

From gift lists to travel plans to one-too-many cookie exchanges, our Holiday Loan helps you cover it all at a much lower rate than your credit card. 

  • Borrow $1,000 - $5,000 
  • Rates as low as 7.99% APR* (A lower rate than most credit cards saving you money on interest!**)
  • 12 months (Take your time and pay it back over a year!)
  • One easy predictable payment 
  • Apply by December 31, 2026

Because holiday shopping adds up fast.

Get a Little Extra Cheer

 

*APR=Annual Percentage Rate and is accurate as of November 3, 2026 and subject to change without notice. Loans are subject to credit approval. Payment example: 12 monthly payments of $86.98 per $1,000 borrowed at 7.99% APR. Offer available through December 31, 2026. Terms and conditions apply.

**According to BankRate.com, the National Average Credit Card Interest Rate as of October 21, 2026 is 19.40% APR.

About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". 

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