We have a card for every way to spend the holidays

Earn more while you Give, Shop, Eat and Travel

All cards come with
0% intro APR on purchases
0% intro APR on balance transfers
After intro, variable APR as low as 8.25%-18.00%*


Signature Visa

Signature Visa with Bonus Rewards

25,000 Bonus Rewards points with $5,000 in purchases in the first 90 days*

Choice Cash Visa

Choice Cash Visa

No fees and $150 Cash Back with $1,000 in purchases in the first 90 days*

Choice Rate Visa

Choice Rate Visa

No fees and low rates for all your holiday purchases


APR = Annual Percentage Rate


*Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 8.25% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.


A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. Our business lending team will take the time to shake your hand and understand your financial needs. As a full-service financial institution and SBA-preferred lender based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 78 years.


All memberships and credit products are subject to approval including credit approval.


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