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Your Chance to Win $500!

In the "12 Days of the Holidays" Giveaway


Apply for a Signature Visa Credit Card between December 1 and December 12, 2019 and you’ll automatically be entered to win. 


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Get extra bonus rewards on new accounts

Earn 25,000 Bonus Rewards Points when you spend $5,000 in the first three months of opening an account

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Earn points fast on everyday purchases

Get double the points – 2X Points for every dollar, on all your purchases

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Use rewards to complete all of your holiday purchases

Redeem points for gifts, travel, gift cards, and cash

Low Fees, Low Rates


$75 Annual Fee


0% Introductory APR*


APR as low as 12.25%*

Explore Signature Visa with Bonus Rewards

  • 0% introductory APR on purchases for the first 6 months*
  • 0% introductory APR on balance transfers for the first 12 months*
  • Variable APR after introductory period as low as 12.25%*
  • Online card management and fraud alerts
  • Easy automated payment option in Online Banking

Are you ready to get rewarded?


Get your card with one of these easy options

Apply Online

Apply online now to receive your card by mail

Visit a Branch

Visit your nearest branch and get your card in as little as 24 hours

Or call 281.398.9900 to start your application by phone

Get information and top tips about successful credit card ownership

Get the eBook

Explore Other Cards

Choice Rate

Choice Rate Visa

Choice Cash

Choice Cash Visa

Members Choice Credit Union Twelve Days of the Holidays Giveaway

Official Rules and Regulations


Members Choice Credit Union TWELVE DAYS OF THE HOLIDAYS GIVEAWAY:  ONE (1) prize winner will be selected at random and will receive a $500 Members Choice Visa gift card. Odds of winning are based on the number of eligible entries.

SWEEPSTAKES ENTRY PERIOD: The Members Choice Credit Union Twelve Days of the Holidays Giveaway entry period begins Sunday, December 1, 2019 at 12:01 a.m. and ends on Thursday, December 12, 2019 at 11:59 p.m. (CST) (“Entry Period”). Entry into the Members Choice Credit Union Twelve Days of the Holidays Giveaway does not constitute entry into any other promotion. Entries received prior to or after the entry period are not eligible for the offer.

ELIGIBILITY: The Members Choice Credit Union Twelve Days of the Holidays Giveaway is open to all Members Choice Credit Union members who are 18 years or older. Members Choice Credit Union employees, their immediate family members, and Board members are not eligible for this offer. Only individual persons may participate. Registration or participation from any corporation or other entity shall not be accepted or considered valid.

HOW TO ENTER: Any Members Choice Credit Union Member who applies for a Consumer Credit Card (Signature Visa, Choice Cash Visa, or Choice Rate Visa) with Members Choice Credit Union between December 1 - December 12, 2019, will be entered to win a Members Choice Visa gift card. All entries received before or after the prescribed dates are void and ineligible for a prize. 

NO PURCHASE NECESSARY TO ENTER OR WIN GIVEAWAY:  Anyone the age of 18 and over who does not qualify for the drawing by applying for a Members Choice Credit Union Credit Card in the specified time period can enter one time per Members Choice Credit Union membership account by sending a 3x5 postcard with your name, phone number, complete address, email and birth date to: Members Choice Credit Union—12 Days of the Holidays Giveaway, 18211 Katy Freeway, Houston, TX 77094, and must be postmarked by December 12, 2019 to qualify. One postcard per membership account is allowed. Postcards must be complete, accurate and legible to qualify, and no changes are permitted once submitted. All information submitted becomes the property of Members Choice Credit Union and will not be acknowledged or returned. All submissions must be received during the giveaway period. Incomplete or illegible entries will be disqualified. Members Choice Credit Union is not responsible for any potential issues or other difficulties that may arise during the entry process.

WINNERS: There will be ONE (1) winner selected at random. Members Choice Credit Union will attempt to notify the potential winner within ten (10) business days of selection by email or telephone number on the entry form at the time of entry. Prize forfeiture will occur: if a potential winner(s) is (are) unreachable, if the prize notification is undeliverable, or if a potential winner declines acceptance of the prize. In these instances, Members Choice Credit Union may award the prize to a randomly selected alternate potential winner.


Members Choice Credit Union is not responsible nor shall have liability for any winner notification that is lost, intercepted or not received by a potential winner for any reason. Members Choice Credit Union is not responsible for any potential technical or difficulties that may arise during the automatic selection process. The potential winner of the Twelve Days of the Holidays Giveaway is subject to verification by Members Choice Credit Union, whose decision as to the administration and operation of the giveaway and the selection and verification of potential winner is final and binding in all matters related to the giveaway. All information submitted becomes the property Members Choice Credit Union and will not be acknowledged or returned. Void where prohibited or restricted by law. Entrants waive the right to assert, as a cost of winning the prize, any and all costs of redemption or travel to redeem the prize. The prize is non-transferable and no substitution of prize is permitted. Members Choice Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to the prize are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the prize winner. Winner will be notified via phone on Tuesday, December 17, 2019.


APR = Annual Percentage Rate


*Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 12.25% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.


A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution and SBA-preferred lender based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 78 years.


All memberships and credit products are subject to approval including credit approval.


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