Skip your December Payment!

Keep a little extra cash in your pocket this December!

If you are an MCCU member with a loan in good standing (not past due or delinquent) as of November 30, 2018, we invite you to apply to defer your December 2018 payment(s) as part of our Holiday SKIP-A-PAYMENT.

The Skip-A-Payment program allows members to defer their December 2018 loan payment(s) with regular payments resuming on the scheduled due date in January 2019, and each succeeding month until all loans under the plan are paid in full.

Please complete the Skip-A-Payment application and fax it to 281.754.5063, email it to or drop it off at any Members Choice Credit Union location for processing. We’ll process your application in 24-48 hours.

Only vehicle and signature loans originated prior to July 1, 2018 may qualify for this program. Lines of credit, credit cards, share secured, stock secured, CD secured, Smart Choice auto loans, boats, RVs, Mortgages, Home Equity & Home Improvement loans are NOT eligible for Skip-A-Payment. Any payment deferrals or extensions to a loan in the previous ten months may affect eligibility for the Holiday Skip-A-Payment. If a request for a Skip-A-Payment is not granted, you will be notified directly. There is a $35 processing fee for each loan that is approved for a Summer Skip-A-Payment extension: 1 loan - $35, 2 loans - $70, etc.

By deferring the payment(s), I understand that interest will accumulate on the outstanding loan balance, which will increase the total cost of borrowing. I will resume payments as scheduled, following the last deferred month. I am aware that choosing to defer/skip payments on my loan(s) may affect future payment on Life,Disability or GAP claims. A $35.00 processing fee per loan will be deducted from your account. Fee will not be charged if Skip-A-Payment request is denied.