Get the cash you need now with a HomePlus Personal Loan1


Take Advantage of Homeownership with a HomePlus Personal Loan – Cash Without Using the Equity in Your Home

Apply now for a Members Choice HomePlus Personal Loan1 to take advantage of low fixed interest rates, no closing fees, and loyalty discount options. Whether it’s for debt consolidation, bills, home improvement projects, or peace of mind, now is a great time to get the cash you need. Application approvals made within 24 hours.*

Loyalty rate discount options

As Members Choice member, you qualify for up to a total of 1.50% in rate discounts.2

No expensive closing costs

Get rewarded for the stability of homeownership without the expensive closing costs or lien from a traditional home equity loan.

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Get your funds fast

Unsecured loans up to $30,000 and you’ll have the cash you need in 24 hours,* rather than weeks. 

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Quick and easy application

Your online application can be completed within 15 minutes.

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No collateral required

If you’ve been in your home for more than a year, take advantage of your equity without using it as collateral.

Apply for your Members Choice HomePlus Personal Loan today.

Apply Online

Get started online

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Get started by phone

Call us at 281.754.1470 to get started by phone.

Get started in a branch

Call 281.398.9900 to meet with a loan specialist at a branch near you.

* 24 hours is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur. HomePlus personal loan dollar ranges are between $10,000 and $30,000.


(1) Certain tax benefits may not apply. You should consult your tax advisor for information regarding the deductibility of interest and charges.


(2) As a Members Choice member, you can get up to 1.50% in rate discounts: .75% for 15-year homeownership (.25 for every 5 years), .25% for a mortgage with Members Choice Credit Union, .25 for an auto loan with Members Choice Credit Union, .25% for an automatic loan payment transfer from a Members Choice Credit Union checking account.


All memberships subject to approval including credit approval. Other restrictions may apply.



About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy, and Cy-Fair areas for over 80 years.



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