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Your Debt's
Embarrassing Itself. 
Save money with a fixed rate as low as 6.99% APR!*

No more stress, just savings.
Select "Debt Consolidation" on your application.

Get a $300 bonus and earn up to $3,000 when you switch to Members Choice!1

Be sure to use the promo code NEW REWARDS when applying.
With a no-fee, fixed-rate Debt Consolidation Loan, you’ll lock in peace of mind (and big savings). Time to take control and show your debt the exit.

 

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day. Or call us at 281.754.1470 to get started by phone.

 

 

 

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Whether you need help lowering your expenses or want to start saving for the near future, know the best options available.

 

white circle blue arrow  Download our Ditch the Debt Game Plan for tips and resources to take control of your finances. Fill the form out today!

 

 

 

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We're Honored to Be a Top Credit Union and Mortgage Lender in Houston!

For a complete summary of our lending rates effective as of September 4, 2025, Print Current Loan Rates (PDF).


*APR = Annual Percentage Rate. Rates subject to change. Rates shown reflect available rate discounts. Limited time offer. valid for applications received after September 4, 2025. Minimum term is 25 months. No other discounts will apply. Other rates and terms are available.

 

1 Personal (Debt Consolidation) Loan $300 Bonus: Earn $300 when you open a new personal loan of $10,000 or more, funded and in good standing within 60 days. Must be a fixed-term installment loan opened using promo code NEWREWARDS. Existing Members Choice loans do not qualify. Offer subject to income tax reporting. Only one personal loan bonus may be earned per member. Read more for full program details, disclosures and qualifications.
 
 

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.

 

About Members Choice Credit Union

At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". 

 

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