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Consolidate your debt with rates as low as 6.99% APR.*

Less debt drama. More financial muscle.
Select "Debt Consolidation" on your application.

Juggling balances isn’t a workout anyone asked for. Roll multiple balances into one payment and finally make progress without the financial strain.

With a no-fee, fixed-rate Debt Consolidation Loan, you’ll lock in peace of mind (and big savings). Time to take control and show your debt the exit.

 

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day. Or call us at 281.754.1470 to get started by phone.

 

 

 

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Whether you need help lowering your expenses or want to start saving for the near future, know the best options available.

 

white circle blue arrow  Download our Ditch the Debt Game Plan for tips and resources to take control of your finances. Fill the form out today!

 

 

 

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We're Honored to Be a Top Credit Union and Mortgage Lender in Houston!

For a complete summary of our lending rates effective as of January 22, 2026, Print Current Loan Rates (PDF).


*APR = Annual Percentage Rate. Rates subject to change. Rates shown reflect available rate discounts. Limited time offer. Minimum term is 25 months. No other discounts will apply. Other rates and terms are available.  MCCU loans are excluded from rate discount offer.

 

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.

 

About Members Choice Credit Union

We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.

 

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