Save money with a fixed, low-rate. Get your limited time offer—Debt Consolidation Loans with 3.00% in rate discounts!*
Apply now to get your personalized rate quote.
No more stress, just savings. Select "Debt Consolidation" on your application.
Life's too short to let sky-high credit card interest rates and sneaky hidden fees keep you up at night.
Save big today and secure your future with no fees and a fixed, low-interest rate Debt Consolidation Loan that stays rock-solid, no matter what. Don't let credit cards and other debt steal your peace of mind—take control now!
Start off with an estimated rate quote – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day. Or call us at 281.754.1470 to get started by phone.
Consolidate High Interest Debt & Save with a Personal Loan
Using a personal loan to refinance your existing debt can make your money more manageable and help you to start saving. Take advantage of one monthly payment at a lower interest rate than most credit cards.
100% Fee-Free with No Annual or Balance Transfer Fees
Fixed Rates as low as 7.99% APR*
Eligible for Skip-A-Pay with no credit score impact**
Debt Solutions that Work
Whether you need help lowering your expenses or want to start saving for the near future, know the best options available.
Download our FREE Debt Solutions Guide for tips and resources to take control of your finances.
*APR = Annual Percentage Rate. Rates and offers are subject to change without notice. Rates shown reflect available rate discounts. Members Choice members can get a 3.00% rate discount for an Unsecured Personal Loan when used for Debt Consolidation purposes.Limited time offer valid for applications received after January 15, 2025, and may end any time without notice. Minimum term is 25 months. No other discounts will apply. Other rates and terms are available. Subject to credit review. May not be combined with other offers. Other terms and conditions may apply.
** Skip-A-Pay Program: The Members Choice Credit Union (Members Choice) Skip-A-Pay agreement must be signed by all borrowers of the original Loan Agreement. By enrolling in Skip-a-Pay, you agree to the terms and conditions and you are requesting Members Choice to skip one monthly payment and advance the due date of your regular monthly payment by one month. There is a $15-25 processing fee per approved loan, depending on payment method, that will be deducted from any Members Choice account; in addition, enrollment in the program means you authorize Members Choice to extend your final loan payment as needed. Read more for full details and qualifications.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.
About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life".
Download our FREE Debt Solutions Guide