Take that Long Awaited Vacation, and More

Live Now, Pay Back Later. Make Your Dreams Happen Today with an Unsecured Personal Loan.


Limited Time Promotional Rate as low as 7.99% APR*


Are you eyeing a tropical getaway? Maybe a kitchen that’s overdue for a modern makeover? Whatever your dream, why wait? With our Unsecured Personal Loans starting at an impressively low 7.99% APR*, your aspirations don’t have to stay on your wishlist – they can be your next big project, or your next big adventure.

Sieze the Moment with an Unsecured Personal Loan 


A fixed, low-interest rate

As a Members Choice member, your rate can be as low as 7.99% APR* with a 12 month term when you take advantage of our exclusive rate discounts when you apply.* 


Get your funds fast

Apply today to get a loan decision within 24 hours, and to see funds in your account within 24 hours of approval.** We’re here to fuel your dreams without delay.


Flexibility tailored for you

Choose from loan terms ranging from 12 to 60 months, to create the repayment plan that fits comfortably into your life.


Refer-a-friend and proper together

Bring a friend on board and enjoy a $100 referral reward to split between you both – because good things should be shared.***

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Quick and easy application

Your online application can be completed within 15 minutes.

LP_icons_No extra fees

No extra fees

With no hidden fees and no application fee, save your money for what you need most.

Take the first step today.

Complete your Application Online in as little as 15 Minutes.


Or call us at 281.754.1470 to start an application by phone

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

*APR = Annual Percentage Rate. Review current loan rates and terms. Rates are subject to change without notice. Rates shown reflect available rate discounts. Members Choice members can get up to .30% in rate discounts: .10% for an automatic loan payment transfer from an MCCU checking account, .10% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card. Limited time offer. No other discounts will apply. Other rates and terms are available. Subject to credit review. May not be combined with other offers.

**24 hours is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur.


****Membership eligibility to be determined at the time of account opening. Each member is eligible for up to $500 in referral rewards each year. Please allow 4-6 weeks for delivery of your Reward Card after both parties complete all offer requirements. Read full Referral Program Terms and Conditions. Please reach out to 615-864-7520 or info@referlive.com with questions.



All memberships and credit products are subject to approval including credit approval.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the Houston area for over 80 years.


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