Fed up with juggling multiple credit card bills? A personal loan could be your answer. It’s like swapping out a messy stack of credit cards for one simple loan payment. Credit cards usually have sky-high interest rates, but with a personal loan, you might be able to cut that interest rate in half. This means lower monthly payments, a faster path to paying off your debt and no more managing payment due dates. And the best part? You’ll know exactly when you’ll be debt-free, so you can finally kick back and focus on what really matters.
A fixed, low-interest rate
As Members Choice member, you take advantage of our exclusive 2.00% rate discounts when you apply.*
Flexibility tailored for you
Choose from loan terms ranging from 12 to 72 months, to create the repayment plan that fits comfortably into your life.
Your online application can be completed within 15 minutes and you can get your decision within 24 hours.*
With no hidden fees – no application fee or origination fee – save your money for what you need most.
|
Rate* |
Origination Fee |
Apply and Fund Online |
Time to Decision Loan |
|
|
Members Choice Credit Union |
8.99%-17.99% APR |
None |
Yes |
24 hours or less |
|
Rocket Loans |
9.116%-29.99% APR |
1%-10% of the loan amount |
Yes |
24 hours or less |
Or call us at 281.754.1470 to start an application by phone
Fill out the short form below to hear from a Loan Officer within the next business day.
*APR = Annual Percentage Rate. Review current loan rates and terms. Rates and offers are subject to change without notice. Rates shown reflect available rate discounts. Members Choice members can get up to 2.00% in rate discounts: .50% for an automatic loan payment transfer from an MCCU checking account, 1.00% for checking account direct deposit at the time of funding, .50% for a new or increased Credit Card. Limited time offer. No other discounts will apply. Other rates and terms are available. Subject to credit review. May not be combined with other offers. 24 hours Loan Decision Time is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur.
All memberships and credit products are subject to approval including credit approval.
About Members Choice Credit Union
At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the Houston area for over 80 years.
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