LIMITED TIME OFFER!
Don't let this pass you by.
Our unsecured personal loan keeps your spending cozy with no fees, better rates than credit cards, and special rate discounts of up to 2.00%!* Think of it as your personal holiday elf, ready to help you deck the halls, wrap the gifts, and plan the parties—all without that credit card chill. Give your wallet the warm fuzzies it deserves and sleigh your holiday list in style!
This member's smart move puts $124 back into his pocket each month.
In a digital age where efficiency is king, one of our newest members, an IT engineer with a knack for tech, found his way to us through a family referral. He sought to streamline his own finances, feeling the weight of high-interest credit card debt.
A strategic debt consolidation loan that not only simplified his repayments but also cut down his monthly expenses. This member met with our Member Advocate, and by swapping out a total of $524 in monthly credit card payments with a single $400 loan repayment, we carved out an extra $124 in his monthly budget. This isn't just saving; it's a monthly dividend in his journey toward financial empowerment.
For a complete summary of our lending rates effective as of 11/20/24, Print Current Loan Rates (PDF)
*Rates and offers are subject to change without notice. Rates shown reflect available rate discounts. Members Choice members can get up to 2.00% in rate discounts for a Personal Loan (Unsecured Signature Loan): .50% for an automatic loan payment transfer from an MCCU checking account, 1.00% for checking account direct deposit at the time of funding, .50% for a new or increased Credit Card Limited time offer. No other discounts will apply. Other rates and terms are available. Subject to credit review. May not be combined with other offers. 24 hours Loan Decision Time is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.
About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life".
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