Maximum Money Market Account | Members Choice Credit Union

*APY=Annual Percentage Yield. 8.50% - Current WSJP effective as of January 1, 2024. Variable dividend rate is adjusted on the first day of each month.

¹The Fixed Dividend Rate and Annual Percentage Yield for the lowest balance tier may change as determined by the Board of Directors.

²Variable Dividend Rates may change after the account is opened. The Variable Dividend Rate and Annual Percentage Yield for the tiers other than the lowest balance tier will be adjusted on the last day of each month. The Dividend Rate will equal the Prime Rate as published in The Wall Street Journal, less the margin amount in the table of rates. See full Money Market disclosures (PDF).

The Maximum Money Market is available to all of the following new and existing membership types – personal, business and fiduciary. Limit of one account per membership.

All memberships and credit products are subject to approval including credit approval.

About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for more than 80 years

Balance Tiers	Guaranteed Dividend Rates	Dividend Rate	APY*
$0.01 - $49,999.99	Fixed Rate¹	0.10%	0.10%
$50,000 - $149,999.99	Variable Rate² WSJP minus 6.50%	2.00%	2.02%
$150,000 - $299,999.99	Variable Rate² WSJP minus 6.25%	2.25%	2.27%
$300,000 - $499,999.99	Variable Rate² WSJP minus 6.00%	2.50%	2.53%
$500,000 - $999,999.99	Variable Rate² WSJP minus 5.50%	3.00%	3.04%
$1,000,000 and higher	Variable Rate² WSJP minus 4.50%	4.00%	4.07%

High yield savings PLUS flexible access to your funds.

EARN UP TO

4.07% APY*

Open your Maximum Money Market™ account today with no minimum balance to start earning.

Start earning higher yields and guaranteed returns while maintaining flexible access to your funds.

Always get our best savings rate

High-yield, variable dividend rates tied to the current prime rate

Never pay monthly fees

No monthly maintenance fees, and no minimum balance requirement

Keep flexible access to your funds

No excessive withdrawal fees, and no direct deposit requirement

Safe and secure savings

Funds are federally insured by the NCUA up to $250,000

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