Outdoor Adventure Loan with rates as low as 3.99% APR*

Cheaper than a convertible (and way more fun).

Fuel My Fun

BUILT FOR BIG WEEKENDS.
Fund Your Next Great Escape

Our Outdoor Adventure Loan is built for fun-seekers, thrill-chasers, and anyone who’s allergic to staying home. With flexible terms, great rates, and zero judgment on how muddy things get, this is how you fund freedom.

  • New and used boats, ATVs, RVs, and motorcycles, whatever moves you, we’ll help you make it happen.
  • Loans starting at $5,000. That’s all it takes to hit the open road (or water).
  • Qualifying HERO Professions are eligible for an additional .50% APR rate discount.** Select "I qualify as a HERO" in the application menu to receive this benefit.  

Let’s Ride This Out

LOOKING FOR SOMETHING ELSE?

Own the Outdoors with Our Other Loan Options:

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Outdoor Living Loan

For the hardworking toys, like tractors, mowers, and golf carts, that make your weekend projects even more fun.

Learn More

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Outdoor Sportsman Loan

Hunting lease? Kayak upgrade? Camping gear that survives the elements? We’ve got you covered.

Learn More

NCUA EHL 75 White

*Annual Percentage Rate (APR) is accurate as of September 1, 2026.  Rates are subject to change without notice.  The rate shown for 12-36 months and reflects applicable standard discounts but does not include the additional .50% APR HERO discount available to qualifying members.  Payment example: 12 monthly payments of $85.15 per $1,000 borrowed at 3.99%. Financing is limited to vehicles with a valid Texas title.  Out-of-state title vehicles may not be eligible.  Other rates and terms up to 120 months are available. 

** Qualifying HERO Members are eligible for an additional rate discount excluding loan terms of 12=36 months. Offer valid for individuals in the following eligible professions and are subject to verification (eg: Employee ID, Paystub, Employer Letter, Military ID, Employer Direct Deposit into a Members Choice Account): 

  • Educators: Teachers, administrative staff and anyone who works at a school, college or university.
  • Healthcare: All staff of medical facilities, including administrative and support staff.
  • Law Enforcement: Police officers, sheriffs, and anyone who is active-duty law enforcement.
  • Military & Veterans: Active-duty US military and veterans.
  • First Responders: Active-duty firefighters, EMTs and anyone who is an EMS Personnel.  

If not currently a Members Choice member, a $5 deposit is needed to establish membership.  All memberships are subject to approval.  

About Members Choice Credit Union

We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.

 

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