Earn up to 2.78% APY* with our Performance Money Market!

Money markets can be complicated. Not ours.
$25K+ earns 2.78% APY.
Access your money when you want.

A Money Market. Just… Done Better. Our Performance Money Market is a high-yield savings account designed for people who want strong returns without locking their money away.

  • Earn 2.78% APY* on ALL balances $25K and over (we just have two tiers - no kidding - we got rid of all the rest)
  • Earn more than a traditional savings account
  • Access your money when you need it unlike locking into a CD term

According to Bankrate.com, the average money market account yield is 0.46% APY as of the week of Thursday August 27, 2026.  Like we said,not complicated!  

Credit union membership is required and is subject to approval.

* Annual Percentage Yield (APY) is accurate as of August 27, 2026. The rate may change after the account is opened. Dividends on Money Market Accounts will be compounded monthly and credited each month. This is a variable rate account. The rate may change after the account is opened. Minimum balance to earn 2.78% APY: $25,000.00. Balances from $0.01 to $24,999.99 earn .10% APY. No monthly fee if a minimum balance of $1,000 is maintained OR aggregate direct deposit of $1,000/month into the same account. Fees could reduce earnings. View CosumerRateandFeeDisclosure.

About Members Choice Credit Union

We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.

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