Student Saver Checking | Members Choice Credit Union

*Annual Percentage Yield (APY) is accurate as of April 8, 2026. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $0. Minimum to earn dividends is $0. View complete list of deposit disclosures and Fee Schedule.

View more information and full account details on the Student Saver Checking information page.

¹$25 Account Bonus: From April 1, 2026 to April 30, 2026 open a new Members Choice Student Saver Checking account and we'll match your opening deposit up to $25! Matching funds will be deposited into the primary account holders Student Saver Checking account at account opening and once the membership is approved. May not be combined with other offers. One offer per member please. Other terms and conditions may apply.

Children’s Online Privacy Notice (COPPA)

Children’s Privacy (Under 13): We only request information needed to open and service the account. A parent or legal guardian can review their child’s personal information, request deletion, and refuse further collection or use. For help or requests, contact Member Services or send a secure message in Online Banking.

If not a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.

About Members Choice Credit Union

At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.

Members Choice Student Saver Checking

...Because it's never too early to start learning about money!

Plus, when you get them signed up, we'll give your kid up to $25 as a bonus to start their account!¹

^{Use Promo Code: NCUYM2026}

Hello, parents! Are you ready to jumpstart your kid's journey to financial independance? It's never too soon to get them started. That's why our Student Saver Checking account is designed for kids as young as 10, all the way up to 17.

For Students Ages 10-15, an adult (parent or guardian) joint accountholder is needed.

^{Use Promo Code: NCUYM2026}

For Students Ages 16-17,
a joint accountholder is optional.

^{Use Promo Code: NCUYM2026}

We think building a path to financial well-being is kind of a big deal, and we hope you do too! Here’s how Student Saver Checking will give your kid the early start they need.

Builds Strong Foundation

Develops Responsible Habits

Promotes Financial Independence

Looking for a new High-Yield Checking account for anyone 18 or over?

Earn up to 4.07% APY* and unlimited cash back rewards with Members Choice Complete Checking®

Members Choice Student Saver Checking

...Because it's never too early to start learning about money!

Plus, when you get them signed up, we'll give your kid up to $25 as a bonus to start their account!1

Use Promo Code: NCUYM2026

Hello, parents! Are you ready to jumpstart your kid's journey to financial independance? It's never too soon to get them started. That's why our Student Saver Checking account is designed for kids as young as 10, all the way up to 17.

For Students Ages 10-15, an adult (parent or guardian) joint accountholder is needed.

Use Promo Code: NCUYM2026

For Students Ages 16-17, a joint accountholder is optional.

Use Promo Code: NCUYM2026

We think building a path to financial well-being is kind of a big deal, and we hope you do too! Here’s how Student Saver Checking will give your kid the early start they need.

Builds Strong Foundation

Develops Responsible Habits

Promotes Financial Independence

Looking for a new High-Yield Checking account for anyone 18 or over?

Earn up to 4.07% APY* and unlimited cash back rewards with Members Choice Complete Checking®

Plus, when you get them signed up, we'll give your kid up to $25 as a bonus to start their account!¹

^{Use Promo Code: NCUYM2026}

^{Use Promo Code: NCUYM2026}

For Students Ages 16-17,
a joint accountholder is optional.

^{Use Promo Code: NCUYM2026}