Thinking about a new home, but don't know where to start?

Members Choice Credit Union is here to help your family get into your new home. With our friendly team of local mortgage professionals, you’ll get personalized service to make the new home lending process easier and stress-free. As a member, you already have access to our low rates with no lender origination fees. And with our Summer Home Loan Offer, you'll close with even more cash back in your pocket.

Apply Now

Life can be stressful. Buying a home doesn’t have to be.

Buying a home is one of the biggest financial decisions you can make for your family, so you need a partner you can trust. Don’t stress. Our local team of mortgage loan professionals will be here to help you every step of the way.

Our mortgages are designed for your needs:

Low rates

0% down, up to 100% financing available

Low closing costs

No lender origination fees

With the Members Choice Credit Union mortgage team, you’ll enjoy the high level of personal service you expect from being part of our family.  Plus, we’re committed to the Katy, Cy-Fair, and West Houston communities, so your loan and service will always stay local.

Apply Now

Select “Get Started” from the left navigation to apply online,
email or call 281.754.1103 to get started by phone.

Family of 3 Outside-01

Just starting your search?

Find out more you need to know about financing your new home.

Learn about the types of available home loans


Have questions? Check out our Mortgage FAQs


How much can you afford? Find out now.


*All memberships and credit products are subject to approval including credit approval. Certain terms and conditions apply.


About Members Choice Credit Union
At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution and SBA-preferred lender based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 78 years.


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© 2019 Members Choice Credit Union

Members Choice Credit Union
18211 Katy Freeway
Houston, TX 77094

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