Take a Vacation from your Loan Payment and spend it on Family.

If you are an MCCU member with a loan in good standing (not past due or delinquent) as of June 30, 2019, we invite you to apply to defer your July 2019 payment(s) as part of our SUMMER SKIP-A-PAYMENT.

The Skip-A-Payment program allows members to defer their July 2019 loan payment(s) with regular payments resuming on the scheduled due date in August 2019, and each succeeding month until all loans under the plan are paid in full.

Please complete the Skip-A-Payment application and fax it to 281.754.5063, email it to memberservices@mccu.com or drop it off at any Members Choice Credit Union location for processing. We’ll process your application in 24-48 hours.

Complete Application

Members are eligible for the Skip-A-Pay Program if they are current on their loans, and have made at least six payments. The credit union may grant two extensions per 12 month period. Loans that are not eligible for the Skip-A-Pay Program are Boats, Motorcycles, RVs, Home Equity, HELOCs, Home Improvement, mortgages or any other Real Estate Loans, Smart Choice and CD Secured loans. Any payment deferrals or extension to a loan may affect eligibility. There is a $35 processing fee for each loan that is approved for a Skip-A-Payment extension, 1 loan - $35, 2 loans - $70, etc.

By deferring the payment(s), I understand that interest will accumulate on the outstanding loan balance, which will increase the total cost of borrowing. I will resume payments as scheduled, following the last deferred month. I am aware that choosing to defer/skip payments on my loan(s) may affect future payment on Life,Disability or GAP claims. A $35.00 processing fee per loan will be deducted from your account. Fee will not be charged if Skip-A-Payment request is denied.