Get our Exclusive High-Yield CD Rates and Watch Your Money Grow in 2024!

4.90% APY*

14-Mo High-Yield Promo Rate CD

Open a CD Now

Don't miss out! Open your High-Yield CD now and lock in guaranteed returns to take the first step towards smarter saving in 2024.

Your future self will thank you. 


Looking for high-yield savings while keeping flexible access to your funds? View more for Maximum Money Market™ Savings Rate Details.


Open your high yield CD in online banking, in the mobile app, or stop by any Members Choice branch and speak to a representative.

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Open a CD in a branch

View Locations

If you already have the available funds in an existing share account, you can “Quick Apply” for a new CD in online banking or your mobile app. Login, and click on the “Quick Apply” widget in the main navigation to get started (you may need to click on the “More” button to view).

Have questions for one of our representatives?

Fill out the short form below to hear back within the next business day.
Or call us at 281.398.9900 to learn about the best savings option for you and your goals.

14-Month CD – Limited Time Promotional Rate Disclosures

*APY = Annual Percentage Yield. 


No prior relationship requirement to apply for the CD account. The maximum total deposit amount for a 14-month CD is $500,000 per member. After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. This 14-Month Limited Time Promotional Rate CD's are not eligible for the CD Rate Boost Program. IRA CDs are not eligible for the Limited Time Promotional Rate. Ask a representative to see full CD disclosures. Rates are subject to change at any time without notice. Fees may reduce earnings.


On certificates of deposit, a penalty may be imposed for early withdrawal. If not currently a Members Choice member, a $5 deposit is needed to establish membership. For the 14-Month Promotional Certificates, on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 12-month or regular 12-month jumbo certificate, as applicable.


See full CD disclosures (PDF). 


All memberships and credit products are subject to approval including credit approval.


About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy and Cy-Fair areas for over 80 years.


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© 2024 Members Choice Credit Union

Members Choice Credit Union

18211 Katy Freeway

Houston, TX 77094