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If your APY starts with zero, we can't be friends

Earn 4.00% APY* on a 7-Month CD.1

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If your APY starts with zero, we can’t be friends.

Earn Up to 5.00% APY* With High-Yield Savings.

Savings That Actually Grow.Don't settle for 0%

Don’t let your cash sit around doing nothing. Your money deserves better, and so do you.

With our high-earning accounts, every dollar is working hard, growing faster, and getting you closer to your goals. Whether it’s a rainy-day fund or that trip you keep “researching” instead of booking, you’ll get there faster when every dollar pulls its own weight.

 

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4.00% APY

7-Month CD


Only $500 Minimum to Open.
Short-term commitment, long-term rewards. Our 7-Month CD gives you a great rate without the wait.

Apply Now

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3.75% APY2

14-Month CD

Only $500 Minimum to Open.
Go Jumbo: High-Yield Rates for $100,000. Nail down a great rate today and stop stressing about your long-term goals.

Apply Now

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3.75% APY2

18-Month CD

Only $500 Minimum to Open.
Go big with your savings: high-yield rates for $100,000. Lock in a strong return now and give your long-term plans some breathing room.

Apply Now

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ADDITIONAL 0.25% APY3 FOR HEROES 

CD Rate Bump on All CDs



Because heroes deserve a boost: snag a 0.25% rate bump on all regular or jumbo CDs. Yes, even the promotional offers!

Apply Now

Have questions for one of our representatives?

Fill out the short form below to hear back within next business day. Or, give us a call at 281.398.9900.

Still looking for the perfect fit?

Check out our full lineup of savings options.

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*Annual Percentage Yield (APY) is accurate as of November 18, 2025. Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal. View complete list of deposit disclosures and Fee Schedule.

17 Month CD – Limited Time Promotional Rate offer: No prior relationship requirement to apply for the Promotional Rate CD account. After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. This 7-Month Limited Time Promotional Rate CD is not eligible for the CD Rate Boost Program. IRA CDs are not eligible for this offer. 
 
On certificates of deposit, a penalty may be imposed for early withdrawal. For the 7-Month Promotional Certificates, on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 6-month or jumbo 6-month certificate, as applicable. 
 

2Certificates of Deposit (CD): After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. The Promotional Rate CDs are not eligible for the CD Rate Boost Program. On certificates of deposit, a penalty may be imposed for early withdrawal. For the 14-Month Promotional Certificates on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 12-month or regular 12-month jumbo certificate, as applicable. 18-Month Certificates renew into the same term regular or jumbo certificate of deposit type, as applicable.

 

Deposit Insurance: Federally Insured by NCUA. Some limitations apply. Click here for more information on deposit insurance. 

3Heroes are eligible for an additional 0.25% interest rate increase on any CD term, excluding IRA CDs. The 0.25% increase applies only during the CD term and will expire at maturity.


All memberships and credit products are subject to approval including credit approval.

 

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