*Annual Percentage Yield (APY) is accurate as of January 14, 2026. Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal. View complete list of deposit disclosures and Fee Schedule.
17 Month CD – Limited Time Promotional Rate offer: No prior relationship requirement to apply for the Promotional Rate CD account. After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. This 7-Month Limited Time Promotional Rate CD is not eligible for the CD Rate Boost Program. IRA CDs are not eligible for this offer.
On certificates of deposit, a penalty may be imposed for early withdrawal. For the 7-Month Promotional Certificates, on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 6-month or jumbo 6-month certificate, as applicable.
2Certificates of Deposit (CD): After you start the account, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. The Promotional Rate CDs are not eligible for the CD Rate Boost Program. On certificates of deposit, a penalty may be imposed for early withdrawal. For the 14-Month Promotional Certificates on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 12-month or regular 12-month jumbo certificate, as applicable. 18-Month Certificates renew into the same term regular or jumbo certificate of deposit type, as applicable.
³Maximum Money Market:To be eligible for the Maximum Money Market Promotional Rate, new money totaling at least $50,000 must be deposited within twelve (12) days after the date of account opening. “New Money” is defined as funds transferred from another financial institution via ACH, cash, or check. Checks or transfers from other Members Choice accounts do not qualify as “New Money.” At any time, we may waive the New Money requirement for the Promotional Maximum Money Market Account rate. If $50,000 New Money is not deposited within twelve (12) days of account opening, the standard rates and APYs for Maximum Money Market Account apply. APY will remain in effect for six (6) months after account opening (“Promotional Period”). After the Promotional Period, APY will be the then current standard APY for the Maximum Money Market Account applicable tier. Promotion may end at any time. The Maximum Money Market is available to all of the following new and existing membership types – personal, business and fiduciary. At our sole discretion, the number of Maximum Money Market Accounts per member may be limited.
Deposit Insurance: Federally Insured by NCUA. Some limitations apply. Click here for more information on deposit insurance.
4Heroes are eligible for an additional 0.25% interest rate increase on any CD term, excluding IRA CDs. The 0.25% increase applies only during the CD term and will expire at maturity.
All memberships and credit products are subject to approval including credit approval.
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