LIMITED TIME OFFER: Get a $1,000 Closing Discount on Your New Home!1
We know that buying a home isn’t your only money goal this year, so we can help you find a low rate to crush all your goals. We'll have you doing your very best happy dance with competitive rates and lower closing costs. Rates are updated daily.2 Give us a call at 281.754.1103, or fill out the form below.
We’ll give you a quick quote before we even peek at your credit, so you know how much home you can afford from the get-go. Plus, when you’re ready for that pre-approval, we’ll guide you through that process and help you make your offer standout.
Our team will help you find the perfect mortgage for your unique needs and won’t make you talk to a bot. We are local and we care about you.
Our Choice100 mortgage offers 100% financing with NO PMI.
Limited Time Offer
Rates as Low As 6.99%
30-Year 100% Financing3
(7.138% APR*) | 15, 20-Year Terms Also Available
Get a new home purchase that starts with low adjustable rates, with the perk of a free refinance after 1 year to a fixed-rate with no extra closing costs.4
More savings, more financial freedom. Give us a call at 281.754.1103, or fill out the form below.
Lower your rate, and lower your closing costs to get into a new home for less.
We’ve got your back with flexible mortgage options and a team that’s here to guide you every step of the way.
Put your dreams in progress today.
Need help?
You got it. Give us a call at 281.754.1103.
Join our free seminar led by Members Choice Mortgage experts as we break down the entire homebuying process—from understanding mortgage options to improving your credit score and getting the best financing terms.
Bring your questions! Our team will be available for a live Q&A session at the end.
2Conventional Fixed-Rate Mortgage: Rates are issued daily. Please contact a Mortgage Loan Officer at 281.754.1103 for more information. Mortgage home loans are available on residential primary residences and second/vacation properties and investment properties located in Texas. Manufactured homes not allowed. Maximum combined loan to value on primary residences is 95%, on second/vacation homes is 90%, and on investment properties is 85%. $50,000 minimum loan amount. $806,500 maximum loan amount.
3100% Financing Fixed-Rate Mortgage: Rates are issued daily. Please contact a Mortgage Loan Officer at 281.754.1103 for more information. Purchase for primary residence Single Family Home or Townhome located in Texas only. Manufactured homes, and Condominiums not allowed. Our maximum loan-to-value is 100% with a 43% maximum DTI and a minimum 680 FICO. Requires minimum of two years employment in same industry. No history of bankruptcy or foreclosures. Appraisal fee collected at time of ordering. $50,000 minimum loan amount. $806,500 maximum loan amount. Rates shown are based on a $300,000 loan amount with a 740 FICO credit score.
4FlexChoice Convertible Mortgage: Rates are issued daily. Please contact a Mortgage Loan Officer at 281.754.1103 for more information. Purchase for primary, second, and investment properties in Texas only. Manufactured homes and refinances not allowed. Minimum 720 FICO credit score required for FlexChoice option. Modification rates are based on the current market at the time of conversion. Must be in ARM product for a minimum of 1 year prior to modification. After 1 year you have the option to modify your loan after three years to a fixed-rate loan based on the current market rate at that time. No modification fee is charged. $100,000 minimum loan amount. $806,500 maximum loan amount. 1.00% annual rate increase maximum after the initial loan term. Rates shown are based on a $300,000 loan amount with a 740 FICO credit score.
Members Choice Mortgage is a team of Mortgage Professionals with the resources and tools of a national lender, and the personalized service you would expect from a local partner. With over 30 years of combined experience helping families finance their home, we are the trusted mortgage lenders in Houston to help you with your home or land loan, refinancing your home, or getting extra cash from a home equity loan. Talk to one of our knowledgable Mortgage Loan Officers today to review our low money down payment options.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
About Members Choice Credit Union
At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life".
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18211 Katy Freeway, Houston, TX 77094 | NMLS# 502619
